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"I tried to claim and my insurance has not paid out - they have invalidated my insurance claim. What do I do? "

  • If you find that your insurance claim has been rejected for whatever reason, find out why.
  • Now use this information and let the insurer send you proof of the reason for rejection.
  • Remember, if you did not submit correct and true details when you applied for the insurance, you may not have a foot to stand on, but if it was a mistake and you forgot about it, then perhaps you may try to complain to get your claim paid out.
    • Reasons for rejection may include
    • You misinformed the insurer where you lived
    • You did not disclose previous accidents, even if it was not your fault
    • You failed to disclose previous claims with other insurers
    • You failed to disclose that you were rejected at another insurer
    • You called in as someone else - please do not call in as your father or mother, even with his consent - this happens more often than what you may think
    • You use the vehicle for business use, such as visiting clients, or collecting goods, and you only have private insurance, even if the vehicle is registered under your own name, the claim will get rejected.
  • If you find that the insurer is unwilling to listen, then you may contact the Short-term Insurance Ombudsman
    • The Short-term Insurance Ombudsman
      P.O. Box 32334
      Braamfontein
      2017
      Tel:      (011) 726 8900
      Fax:     (011) 726 5501
  • You may also want to contact The Financial Services Board
    • Financial Services Board
      P.O. Box 35655
      Menlo Park
      0102
      Tel:      (011) 428 8000
      Fax:     (011) 347 0221

 

This page has been generated with the assistance of an insurance legal advisor, and all information is offered without warranty of any sort, and is subject to change without notice.

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